Comprehensive Personal Financial Consulting

Can you imagine traveling through an unfamiliar country without a GPS or map? It seems ridiculous, yet many people do just that when it comes to their money. In fact, we find that people often don’t even know where they ultimately want to go, let alone how to get there. You’ve become an expert at making money; our expertise is helping you to use it most efficiently to achieve your most important financial goals.

Our comprehensive planning model will allow you to view your entire picture to see how efficiently each of your financial pieces are aligned and coordinating with each other. Too many people make short-sighted financial decisions without considering the impact on the rest of the plan. This often leads to lost opportunities, wasted resources, and disappointment. Our approach, combined with our sophisticated technology and strategies, will help you make the most of your financial resources.

Our comprehensive financial analysis will address areas such as,

Financial Organization

  • Providing access to the Cambridge Wealth Manager (CWM), your own personal financial website where you can view all your up-to-date financial data in one location.
  • Conduct an efficiency study to help you optimize your current financial holdings
  • Providing tools to track cash flow, budgets, and store all key financial information in a private and secure location

Investment Management Services

  • Designing personalized, actively managed portfolios, based on your objectives, experience and risk tolerance
  • Actively monitoring, evaluating and selecting institutional money managers to oversee the day-to-day management of your money
  • Recommending investment allocations within your employer-provided retirement plans, such as 401(k)’s

Tax Reduction Planning

  • Complimentary consultation with your tax preparer
  • Annual review of your tax situation and planning to incorporate any new tax law changes
  • Recommendation of tax solutions including tax-advantaged investments
  • Managing taxable investment accounts to limit tax consequences

Risk Management: Liability, Life, Medical, Disability and Long-Term Care

  • Analysis of your risk management needs, now and in the future
  • Insurance policy audit process to objective assess your current risk reductions strategies
  • Independent insurance needs analysis

Retirement Income and Distribution Planning

  • Analyze and model your retirement income needs
  • Develop and implement retirement income strategies to meet your needs
  • Develop IRA and 401(k) plan distribution strategies to minimize the tax implications and optimize income.
  • Coordinate retirement distribution with tax-reduction strategies

Family Wealth Legacy and Estate Planning

  • Analysis of your current estate plan and concerns
  • Complimentary consultation with your attorney
  • Regular beneficiary audits
  • Help transfer assets to appropriate heirs in the event of a death of a loved one
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck