Business & Personal Planning

If you’re like most small business owners, you know your business inside and out. You’re a doer—you get things done, day after day, year after year. It’s what you’re good at and why you’re successful. But if you’re like many small business owners, you may not feel you have the time or expertise to do your own long-term financial planning. It’s easy in the daily demand of a small business to put off crucial, long-term financial planning until things “settle down.” Before you know it you’re five or 10 years down the road and things still haven’t “settled down.” Those are years that could have been working for you both in the short term and long term.

We can help. Whether yours is a new or a mature business, our team of professionals has the experience, expertise, and tools to help you plan your future. While you’re working hard on your immediate business goals, we’ll be working hard on your long-term financial goals. We’ll help you gain peace of mind about your future so you can focus on the demands of the present. Specifically we can help you with the following:

Executive Benefits Planning, including

  • Profit sharing programs whether you are a sole proprietor or a large employer
  • Custom design elective and supplemental deferred compensation plans for only key employees
  • Design bonus plans to benefit key employees
  • Supplemental health and wellness benefits

Risk Management: Liability, Life, Medical, Disability and Long-Term Care

  • Independent Insurance needs analysis of your personal and company risk management needs
  • Insurance policy audit service to provide objective assessment of current personal and commercial liability, life, disability and health insurance
  • Design Key Employee protection plans and strategies to protect your business against the loss of key employees to death or disability

Employee Benefits Program, including

  • Custom-design health and wellness insurance strategies
  • Design retirement plans, based upon the objectives of the owner and in compliance with ERISA regulations.
  • Personal financial planning strategies for key employees

Tax Reduction Planning

  • Complimentary consultation with your tax preparer
  • Review of your tax situation and planning each year, to include any tax law changes
  • Recommendation of tax solutions including tax advantaged investments

Exit Strategies

  • Partner with tax and legal advisors to design business succession strategies to protect business interests in a cost- and tax-efficient manner in the event of your and other owners’ retirement or, premature death or disability.
  • Partner with you and your legal advisor to develop estate planning strategies to preserve and transfer your assets upon death.
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck